{"id":171,"date":"2012-05-10T14:31:59","date_gmt":"2012-05-10T14:31:59","guid":{"rendered":"https:\/\/gilhoylaw.com\/blog\/?p=171"},"modified":"2012-05-14T14:36:06","modified_gmt":"2012-05-14T14:36:06","slug":"insurance-company-violated-93a176d-by-refusing-to-clarify-medical-record-reviewers-opinion","status":"publish","type":"post","link":"https:\/\/gilhoylaw.com\/blog\/insurance-company-violated-93a176d-by-refusing-to-clarify-medical-record-reviewers-opinion\/","title":{"rendered":"Insurance Company Violated 93A\/176D by Refusing to Clarify Medical Record Reviewer\u2019s Opinion."},"content":{"rendered":"<p><strong>A Massachusetts insurance company was recently found to have violated Chapter 93A and Chapter 176D of the Massachusetts General Laws<\/strong> by: (1) failing to offer a reasonable settlement to an injured plaintiff; and (2) failing to honor the plaintiff\u2019s request to review the insurance company\u2019s medical record review on which the insufficient settlement offers were based.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/V3-5xNnqbaI\" frameborder=\"0\" width=\"400\" height=\"280\"><\/iframe><\/p>\n<p>The plaintiff, a 33 year-old machine operator, had been injured in a motor vehicle collision in 2003. The defendant insurance company made initial offers of $640,000 and $700,000, even though the policy limit was $1 million. The insurance company settled the claim for $1 million a month before trial, but the alleged violations of Chapter 93A and 176D were still tried. The insurance company had based its low initial offers on a medical report relating to a medical record review by an orthopedic surgeon that suggested that two of the three surgeries the plaintiff had received following the <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-auto-car-accident-injury-lawyers-attorneys.php\">car accident<\/a> were related to the plaintiff\u2019s pre-existing disc disease. The insurance company, however, refused to allow the plaintiff to review the medical report because the surgeon who made it would then have had to admit that the plaintiff\u2019s pre-existing disease was asymptomatic before the <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-auto-car-accident-injury-lawyers-attorneys.php\">car accident<\/a>. Thus, the judge found that <strong>the defendant purposely and strategically violated Chapters 93A and 176D.<\/strong><\/p>\n<p>If you or someone you love has been <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-general-law-lawyers-attorneys.php\">injured<\/a> or <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-wrongful-death.php\">killed<\/a> in a <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-auto-car-accident-injury-lawyers-attorneys.php\">Massachusetts auto accident<\/a>, do not hesitate to call our <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-auto-car-accident-injury-lawyers-attorneys.php\">Massachusetts auto accident attorney<\/a> experts and <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-auto-car-accident-injury-lawyers-attorneys.php\">Boston, MA car accident lawyer<\/a> professionals at the Law Offices of Gilbert R. Hoy, Jr. and Affiliates today at <strong>617-787-3700<\/strong>. Our <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-personal-injury-information-lawyers-attorneys.php\">Boston, MA\u00a0personal injury lawyer<\/a> professionals and <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-auto-car-accident-injury-lawyers-attorneys.php\">Massachusetts auto accident attorney<\/a> specialists are available <strong>24\/7<\/strong> to answer your questions and help you pursue <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-personal-injury-damages.php\">personal injury damages<\/a> for your Massachusetts personal injuries.<\/p>\n<p>Call our <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-about-gil-hoy-lawyers-attorneys.php\">Boston, MA law firm<\/a> today at <strong>617-787-3700<\/strong> or email our expert <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-about-gil-hoy-lawyers-attorneys.php\">Boston, Massachusetts law office<\/a> at <a href=\"https:\/\/gilhoylaw.com\/boston-massachusetts-contact-gilbert-hoy-lawyers-attorneys.php\">gilhoylaw@hotmail.com<\/a>. We can help you!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Massachusetts insurance company was recently found to have violated Chapter 93A and Chapter 176D of the Massachusetts General Laws by: (1) failing to offer a reasonable settlement to an injured plaintiff; and (2) failing to honor the plaintiff\u2019s request &hellip; <a href=\"https:\/\/gilhoylaw.com\/blog\/insurance-company-violated-93a176d-by-refusing-to-clarify-medical-record-reviewers-opinion\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[15,4],"tags":[],"_links":{"self":[{"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/posts\/171"}],"collection":[{"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/comments?post=171"}],"version-history":[{"count":6,"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/posts\/171\/revisions"}],"predecessor-version":[{"id":177,"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/posts\/171\/revisions\/177"}],"wp:attachment":[{"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/media?parent=171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/categories?post=171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gilhoylaw.com\/blog\/wp-json\/wp\/v2\/tags?post=171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}